Out-of-network, made easy
Insurance & financing
We're fee-for-service — and we still work hard to maximize your benefits, file your claims, and keep costs clear and manageable.
Worried that "out-of-network" means you can't come here, or that it'll be complicated? It usually isn't — and we handle the paperwork so you don't have to.
How out-of-network works for you
If you have PPO dental insurance, you can almost always still use your benefits at Kentfield Dental. The main difference from an in-network office is how your plan calculates reimbursement — and we'll estimate that for you up front. Many patients are surprised how much of their treatment is still covered.
We handle the insurance paperwork
You shouldn't have to fight with your insurance company. Our team files your claims, follows up, and works to maximize the benefits you're entitled to — so you can focus on your smile, not the forms.
Flexible payment options
- Major credit cards
- Third-party healthcare financing to spread treatment over time
- Clear, up-front cost estimates before any treatment begins
No surprises. We'll always review your plan and give you a clear estimate before you decide on treatment.
Why we're fee-for-service
Staying out-of-network means our recommendations — the time we spend, the materials we use, the technology we invest in — are guided by what's best for your long-term health, not by an insurance contract. That's the foundation of the high-quality, lasting care we're known for in Marin.
Frequently asked questions
We're a fee-for-service, out-of-network practice, but most patients with PPO dental insurance can still use their benefits with us — and we file the claims for you. Bring your plan details and we'll review what it covers before any treatment.
It means we don't have a contract that lets an insurance company dictate your care or our schedule. You can still use a PPO plan; your reimbursement may differ slightly from an in-network office, and we'll always estimate your costs up front so there are no surprises.
Staying out-of-network lets us spend the time and use the materials and technology that lead to better, longer-lasting results — rather than having those decisions shaped by insurance contracts. Many patients find the quality and unhurried care well worth it.
Yes — we accept major credit cards and offer third-party healthcare financing options that let you spread treatment costs over time. Ask our team and we'll walk you through what's available.
Always. We'll review the plan, give you a clear cost estimate, and explain what your insurance is likely to cover before you commit to anything.